Donna Coffin - ERA Key Realty Services - Distinctive Group



Posted by Donna Coffin on 2/19/2019

This Single-Family in Fitchburg, MA recently sold for $379,900. This Colonial style home was sold by Donna Coffin - ERA Key Realty Services - Distinctive Group.


157 Tibbett Circle, Fitchburg, MA 01420

Fitchburg

Single-Family

$379,900
Price
$379,900
Sale Price

7
Rooms
3
Beds
2/1
Full/Half Baths
NEW CONSTRUCTION! 10K OFF..Last LOT available in this great neighborhood! Choose your colors TODAY and be in for the HOLIDAYS! An Asher Quality Built Home offering 1,912 square feet of living space showcasing a Fabulous Kitchen Area with Island and Breakfast area with tiled flooring and elegant Granite Counter Tops complimenting Spacious Cabinetry throughout. Off of the kitchen area you'll love the Sun Deck for all your outside activities.Inside a dining area with gleaming hardwood floors for family dining pleasure throughout the years awaits you. Relax and unwind in your spacious Family Room with the warmth of a beautiful gas fireplace for those chilly New England days and nights. Off of the Family Room you'll find a cozy half bath with tile flooring and washer and dryer hookups. Upstairs you'll find your own Master Bedroom with a heated walk- in closet and beautiful tiled Master Bath along with two carpeted Bedrooms with a Full Bath. An added featured Study highlights the 2nd floor.

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Categories: Sold Homes  


Posted by Donna Coffin on 2/15/2019

Sprawling contemporary style ranch in sought after Framingham neighborhood. Wonderful open floor plan which lends its to entertaining! Living room with fireplace and wall of glass to allow the sun to stream in. European style cabinets in your fully applianced kitchen. Updated full bath with double sized shower and tiled flooring. Huge family room off kitchen leads to utility room with door to heated sunroom with soaring ceiling, Brazilian cherry flooring and slider to yard. Awesome large level yard perfect for outdoor activities. Other improvements include new flooring, carpet, 10 year old 40yr architectural shingled roof, Anderson replacement windows, heating system 5 yrs and maintenance free vinyl siding.

More Info on this Property | New Listing Alerts





Posted by Donna Coffin on 2/15/2019

Pressure washing your home can be an excellent way to increase curb appeal on a budget. A good pressure washer can be used to clean vinyl siding, windows, driveways, decks and sidewalks.

You can buy, rent, or hire a pressure washer. And, there are a number of different types of machines available. So, in this post, I’m going to give you some tips on pressure washing your home to increase curb appeal and discuss which option might be the best for you.

Buying a pressure washer

If your next move is to a new home with vinyl siding and you plan on living there for several years. You may find that buying a pressure washer is the best option for you.

Many pressure washers pay for themselves after 3-5 uses. However, high end washers can be much more expensive.

The first thing to consider when buying a pressure washer is to determine what you’ll need it for and how often you’ll use it.

If you have a deck, sidewalk, or driveway that sit underneath pine trees, you can bet that they’re going to get dirty frequently.

If you find yourself wanting a washer more than once a year, it’s likely a safe investment.

Gas vs electric

Consumer pressure washers come in two main types: gas and electric. Gas-powered washers tend to be stronger (and therefore more dangerous). They’re also noisy and will require maintenance and tune-ups on occasion.

Electric, on the other hand, are better for less heavy duty cleaning. They tend to be cheaper, at around $100 - $250 each (vs $250 - $500 for a gas-powered washer), but you do sacrifice some power at the expense of cost and convenience.

Regardless of which option you choose, it’s important to understand that pressure washers can be dangerous machines if not used correctly. Be sure to fully follow the instructions on your washer and to never point it at yourself, including shoes, or clothing.

Renting a pressure washer

If you don’t want to deal with storage or maintenance, renting is a great option for a one-time job. Perhaps your next home will be a condo or townhouse where you don’t have to worry about exterior maintenance. In these situations, a one-time rental can be a good option.

Power washers can be rented from many hardware stores, including The Home Depot. But, a quick Google search for your area should bring up multiple places to rent nearby.

Hiring a professional pressure washer

Pressure washing your home, driveway, or deck is a lot easier than scrubbing them with a brush. But, it still takes a good deal of time to go out and pick up the rental, return home, figure out how to set up the washer and then clean your entire home.

To avoid the headache (and the potential safety risks), many homeowners hire a local pressure washing company to do the job.

Hiring a company has its advantages; namely, when you hire a professional (one with good reviews on Yelp and Google), you’re going to get the best results.




Categories: Uncategorized  


Posted by Donna Coffin on 2/8/2019


23 Ridgefield Dr, Framingham, MA 01701

Single-Family

$399,000
Price

8
Rooms
3
Beds
1/1
Full/Half Baths
Sprawling contemporary style ranch in sought after Framingham neighborhood. Wonderful open floor plan which lends its to entertaining! Living room with fireplace and wall of glass to allow the sun to stream in. European style cabinets in your fully applianced kitchen. Updated full bath with double sized shower and tiled flooring. Huge family room off kitchen leads to utility room with door to heated sunroom with soaring ceiling, Brazilian cherry flooring and slider to yard. Awesome large level yard perfect for outdoor activities. Other improvements include new flooring, carpet, 10 year old 40yr architectural shingled roof, Anderson replacement windows, heating system 5 yrs and maintenance free vinyl siding.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Donna Coffin on 2/8/2019

You found the perfect home. It has everything you want from location to bedrooms to that art studio in the back, AND the mortgage payment will be lower than or the same as your current rent. You got qualified for the loan and the agent has all the paperwork ready to go. So that’s it, right? Time to buy!

In all the excitement of finding that new home, it’s easy to ignore the warning signs of “overspending” and forget that there are more costs than just the mortgage payment. This can be a dangerous game because once those papers are signed, you are stuck with your purchase. 

Additional Monthly Costs
For the best home-buying experience, calculate ALL your monthly costs and try to budget that into your life before you make any final decisions. Determine what you are willing to give up in order to get that extra bedroom or live in that perfect neighborhood. Some additional monthly charges include:

  • PMI “Private Mortgage Insurance”: Pay attention to the mortgage you qualify for and make sure to calculate for PMI in your new monthly budget if it applies. PMI exists to protect your lender in case you default on your mortgage loan. It’s usually included when you have a lower credit score or a smaller down payment and can range from $75 to $300 per month or more.
  • Homeowners Insurance: You’ve been paying renters insurance for a while now probably, but homeowners’ insurance is a completely different ball game. Your insurance cost will be based on the estimated cost to fix or rebuild your home after a catastrophic event, NOT its market value. That means any special features with historic value, specialty windows, etc. will increase the price. Also check out if the home is in a weather damage area, somewhere prone to tornadoes, flooding, hail, etc. It also covers everything inside your home from furnishings to clothes and electronics. The more stuff you have, the greater the cost to insure it.
  • Property Tax: Unlike tenants, owners pay taxes to local governments for schools, roads, city governments, etc. These vary greatly from area to area, so be sure to find a good local property tax calculator to help estimate what those charges will be. If you’re buying a home in a new neighborhood or a gentrifying one, there may be additional taxes to cover the cost of roads, streetlights, parks, and other new area features.
  • Association Fees/Dues: Nearly all condos belong to Home Owners Associations (HOAs). Depending on the neighborhood you choose, your single-family home may belong to one as well. HOAs handle neighborhood maintenance including streetlights, pool upkeep, exterior maintenance, parks, and even security. HOA dues can range from $50ish per month up into the hundreds of dollars or even more.
  • Services: You know all those utilities and local services currently included in your rent? As an owner, you must pay for all of them separately. That means water, power, trash, sewage, recycling, internet, cable, and phone bills all get added on top of your monthly payments as well. Some cities such as Austin, Texas, also have local monthly fees separate from property taxes, usually to cover extra city features like parks.

Other Costs
The most difficult costs to calculate or plan for are maintenance costs. If your landlord currently covers bug treatments, light bulbs, paint, carpeting, landscaping and generally all other maintenance, you will need to try and estimate how much of that you’ll need to pay for in your new home. There is no one else to pitch in, so this can end up being a huge additional cost.

So, How Do I Buy a Home Safely?
First, find yourself a good agent. A well-qualified agent who is familiar with your area and property needs can help you figure most of these costs. All you must do is ask. If your agent is unable or unwilling to help you plan for these, find yourself a new agent.

Ask your agent today if they can help you put together a true cost budget for each of the homes you’re interested in, that way you can make the best-informed decision.