Donna Coffin - ERA Key Realty Services - Distinctive Group



Posted by Donna Coffin on 10/13/2017


89 Prospect St, Marlborough, MA 01752

Single-Family

$279,900
Price

7
Rooms
3
Beds
1/1
Full/Half Baths
This 1900+ square foot home offers the charm of yesterday with the updates of today. Open layout on first floor is perfect for entertaining. Living room with bay window leads to formal dining room with built in china cabinet. Handy mud room off quaint kitchen with stainless steel appliances. First floor laundry and half bath with pedestal sink and built in cabinetry. Generous sized bedrooms. Beautiful hardwood flooring on first and second floor. Finished attic is perfect for family room or "man cave". Other updates include roof/2014, hot water heater/2013, replacement windows, security system and Nest Smart thermostat. The charming farmer's porch is calling you home!
Open House
Saturday
October 14 at 12:00 PM to 2:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 89 Prospect St, Marlborough, MA 01752    Get Directions

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Categories: Open House  


Posted by Donna Coffin on 10/13/2017

If you want to sell your house, you may want to take a close look at your home's interior. That way, you can identify any potential home interior issues and address them as quickly as possible.

Determining the best ways to transform your home's interior from drab to fab may seem difficult, particularly for a first-time home seller. Fortunately, there are several proven ways to enhance your residence's interior, and these include:

1. Cleaning

If it has been several weeks or months since you last cleaned your house, there is no time like the present to perform extensive home interior cleaning.

Wipe down countertops, mop the floors and clean every room of your house. By doing so, you can make your house look clean and pristine.

Also, if you need extra help cleaning your home, you may want to hire a cleaning company. With a team of home cleaning professionals at your side, you can speed up the process of improving your house's interior.

2. Decluttering

Clutter is an eyesore that home sellers should try to eliminate. Luckily, there are many quick, easy ways to remove clutter from your house.

Oftentimes, one person's clutter is another's treasure, and you may be able to sell excess items at a garage sale or online. Set competitive prices for your excess items, and you should have no trouble stirring up interest in these items.

You also can donate excess items to charities in your city or town. Reach out to local charities, and you may be able to get excess items picked up from your house.

3. Interior Upgrades

If you notice home interior lights are no longer working, cracks or dents in your walls or other minor home interior issues, you should spend some time performing various upgrades and repairs.

In most instances, minor home interior upgrades and repairs may require just a few minutes to complete. Meanwhile, these home interior improvements can make a world of difference in the eyes of homebuyers and can help your home stand out to potential buyers.

Clearly, there are many ways to improve a house's interior in no time at all. But if you require additional assistance, you can always hire a real estate agent to help you generate interest in your residence.

A real estate agent knows exactly what it takes to bolster a house's interior. He or she can help you assess your home's interior and prioritize assorted home interior improvements.

Furthermore, a real estate agent will make it easy to navigate all stages of the home selling process. This housing market professional will help you list your house and promote it to large groups of potential buyers. Plus, if you receive offers on your house, a real estate agent can help you evaluate these proposals and make an informed decision.

Don't hesitate to enhance your home's interior. Instead, consider the aforementioned options, and you can take the first step to improve your house's interior.





Posted by Donna Coffin on 10/12/2017


89 Prospect St, Marlborough, MA 01752

Single-Family

$279,900
Price

7
Rooms
3
Beds
1/1
Full/Half Baths
This 1900+ square foot home offers the charm of yesterday with the updates of today. Open layout on first floor is perfect for entertaining. Living room with bay window leads to formal dining room with built in china cabinet. Handy mud room off quaint kitchen with stainless steel appliances. First floor laundry and half bath with pedestal sink and built in cabinetry. Generous sized bedrooms. Beautiful hardwood flooring on first and second floor. Finished attic is perfect for family room or "man cave". Other updates include roof/2014, hot water heater/2013, replacement windows, security system and Nest Smart thermostat. The charming farmer's porch is calling you home!
Open House
Sunday
October 15 at 11:00 AM to 1:00 PM
Cannot make the Open Houses?
Location: 89 Prospect St, Marlborough, MA 01752    Get Directions

Similar Properties





Categories: Price Change  


Posted by Donna Coffin on 10/7/2017

This Single-Family in Sudbury, MA recently sold for $610,000. This Colonial style home was sold by Donna Coffin - ERA Key Realty Services - Distinctive Group.


1067 Boston Post Rd, Sudbury, MA 01776

Single-Family

$624,900
Price
$610,000
Sale Price

11
Rooms
4
Beds
3
Baths
Welcome Home! This four bedroom, three bath colonial sits majestically off the road on over five acres of land. This home offers incredible space with a fireplaced family room with sliders to patio overlooking private fenced in yard. Updated cabinet packed kitchen with quartz countertop and sunny breakfast area. Entertainment sized dining room with crown molding and formal living room with french doors leads to library. New full first floor hollywood bath off library with gorgeous tiled shower. Second floor office offering privacy from everyday living. Finished game room and exercise room in the lower level is amazing. Young septic and roof approximately 7 years old. So much to offer and so little time so better hurry!!

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Categories: Sold Homes  


Posted by Donna Coffin on 10/6/2017

Thereís numerous reasons why the name on a title to a home may not be the same as the name thatís on the mortgage loan. These reasons include:


  • Only one buyer had stable credit
  • Only one person was on the loan application
  • One person was released from the mortgage


No matter why this is the case, having your name on the mortgage but not on the title to a home can affect you and people residing in the home in different ways. 


Why Would Only One Name Be On The Mortgage?


If people are looking to get a home or refinance a home, but only one person has good credit a decision must be made. For the best possible mortgage rates, youíll want to person with the best credit to be the primary loan holder. This may mean that you need additional legal documents in the process.  


The person with lower credit may still be able to have their name placed on the title to the home. Anyone who plans to contribute financially to a home, even if not on the mortgage, should place their name on the title. This would be one instance when a name would be on the title to a home and not on the mortgage loan. In this case, a person has property rights, but no legal-financial responsibility to the home. Itís important to agree on the home arrangement that youíre considering. This would be done through a will or a legal contract. This way, all parties are protected in regards to the ownership of the home should something happen to the individual whose name is on the mortgage.


Legal Things To Consider


Those who are listed on the mortgage are the people who are responsible for house payments. If a personís name isnít on the mortgage, it doesnít release them from complete responsibility from the home. If your name is on the title to the home but not on the mortgage, the bank generally has first dibs on the home if thereís a lapse in payments. If you want to keep living in the house, youíll have to keep making payments on the home. If you canít make the mortgage payments, youíll risk going into foreclosure. 


Taxes


An issue that can come up if your name is not on the mortgage is that you cannot use the home youíre living in as a tax deduction. Even if you make payments on the home, in order for you to get tax benefits, your name must be on the mortgage stating that youíre legally responsible for the home. If you are paying for the mortgage because your name appears on the title to the home, you arenít legally entitled to pay, giving away your rights to tax benefits. If youíre married, filing jointly, and only one name appears on the mortgage, however, you can use this as a tax deduction. This becomes an issue if two unmarried people buy a home together.  


Ask For Legal Assistance


Whenever you have an issue with the title of your home or with names on the mortgage, itís good to consult legal counsel. The attorney can assist you in determining who is legally responsible for the home and if the people listed on the title of the home are correct. This can help save you from trouble at a future date.


Since credit scores and loans can get messy at times during the home buying process, itís good to understand all the implications of home mortgages and titles.




Tags: Buying a home   mortgage  
Categories: Uncategorized